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To see what is considered when deciding a loan, review the Underwriting Guidelines. Please contact Alpha One at any time for more information. This has improved the time it takes to close a loan through the program. This includes approving or denying loans based on the underwriting guidelines approved by the Board. In October, 2018, the AELP Board voted to delegate all loan decision making to Alpha One. Please contact Alpha One at 80 (v/tty) or e-mail Henry at for more information. To apply, an interested borrower must fill out an application. Loans can be taken by you, a friend, or a family member.Īny kind of equipment or access-related modification that makes you, a friend, or a family member more independent. Loans are not based on income but rather, an individual’s ability to repay the loan. Our objective is to enable individuals with disabilities to remain as independent as possible. Loans are available from $250 up to $100,000. AELP funds can be used to purchase equipment or technology that improves independence, safety and quality of life for a person with a disability. The program offers flexible term loans to individuals based in Maine with disabilities. AELP provides a 3.75% interest rate for all qualified borrowers.